Industries

Clarity in numbers builds confidence in every decision.

Financial records are the foundation of every organisation. AGILE stands for reliable audit, advisory, governance and leadership solutions that build trust, strengthen compliance and support informed decisions across CEMAC and beyond. We help banks, insurers, microfinance institutions, emerging FinTech, financial market operators, asset managers and agro industrial businesses manage complexity with confidence through sector expertise, regulatory insight and strategic support.

Explore sectors
01 · Sector

Banking

Banking today requires specialist insight, disciplined compliance and proactive risk control. We support banks, and the emerging FinTech players operating under COBAC regulation, with regulatory compliance, risk management and financial reporting solutions that keep institutions aligned with changing requirements while protecting stability and trust. We address common challenges such as complex regulation, liquidity pressure, operational risk and reporting accuracy. By combining technical knowledge with practical guidance, we help banks strengthen internal controls, improve decisions and deliver reliable information to regulators, boards and stakeholders.

14+
COBAC engagements
8
CEMAC banking clients
100%
On-time reg. filings

Key challenges

  • 01Regulatory compliance: support across COBAC and related prudential requirements so institutions stay aligned with supervisory expectations.
  • 02Risk management: risk mapping, stress testing, liquidity management and operational risk prevention to strengthen resilience.
  • 03Financial reporting: accurate close, reliable consolidation and clear reporting structures that support transparency and control.
  • 04Audit and internal controls: review of audit readiness and control systems to identify weaknesses and reduce regulatory risk.

FrameworksOur work is governed by and aligned with OHADA, COBAC and GABAC standards, including AML/CFT frameworks.

What regulatory frameworks do you work with, and how do they support compliance, risk and reporting?

We work with frameworks such as OHADA, COBAC and GABAC standards. These help organisations strengthen compliance, improve risk management and deliver more reliable financial reporting. They are especially important for banks, insurers, microfinance institutions, FinTech, financial market operators and agro industrial businesses operating across CEMAC and beyond.

02 · Sector

Insurance

In the CEMAC insurance market, compliance under CIMA is demanding, from technical provisions review and solvency analysis to actuarial pricing and risk mapping. Our Risk, Actuarial and Sectoral Compliance Hub supports insurers across these areas with practical, technical expertise. Our statutory audits (CAC) help ensure reliable financial statements and OHADA adherence. We address operational inefficiency through accounting systems diagnostics, stress testing and AML/CFT frameworks aligned with GABAC standards, while actuarial advisory supports pricing and liquidity management. The result is stronger solvency, smoother regulatory filings and clearer performance reporting for budgeting and variance analysis.

CIMA
Code-aligned audits
6
Insurers served
12+
Solvency reviews

Key challenges

  • 01CIMA compliance: technical provisions reviews, solvency analysis and actuarial pricing to meet CIMA standards.
  • 02Reliable financial reporting: statutory audits (CAC) and accounting systems diagnostics that verify audit trails and OHADA compliance.
  • 03Operational risk: risk mapping, stress testing, liquidity management and AML/CFT frameworks to safeguard assets.
  • 04Performance monitoring: budgeting tools, dashboards, variance analysis and filing support that turn data into insight.

FrameworksOur work is aligned with CIMA, OHADA and GABAC standards across CEMAC and beyond.

How does AGILE support CIMA compliance for technical provisions and solvency?

Our Risk, Actuarial and Sectoral Compliance Hub works with CIMA regulations, conducting technical provisions reviews, solvency analysis and actuarial pricing to meet insurance standards. We address challenges such as reserving and liquidity through risk mapping and stress testing, supporting regulatory filings and statutory audits (CAC) under CIMA frameworks for stronger financial reliability and resilience.

03 · Sector

Microfinance

Microfinance institutions across CEMAC operate under demanding COBAC regulation, with liquidity constraints and operational pressures. Our Risk, Actuarial and Sectoral Compliance Hub provides practical expertise in risk mapping, stress testing, liquidity management and operational risk prevention. Our Audit and Assurance Hub provides statutory audits (CAC), accounting systems diagnostics and contractual audits to support COBAC compliant reporting and reliable audit trails. We strengthen day to day management through budgeting and monitoring dashboards, tax compliance and accounting engineering for accurate close and cost control.

20+
MFI mandates
3
CEMAC countries
PARMEC
Framework expertise

Key challenges

  • 01COBAC compliance: risk mapping, stress testing and liquidity management to meet COBAC standards and avoid penalties.
  • 02Financial structuring: statutory audits (CAC) and accounting systems diagnostics that verify audit trails and reliability.
  • 03Operational risk: risk prevention measures and AML/CFT frameworks aligned with GABAC standards to safeguard assets.
  • 04Performance management: budgeting dashboards, variance analysis and accounting engineering for cost control and scale.

FrameworksOur work is aligned with COBAC, OHADA and GABAC standards.

How does AGILE support COBAC compliance and operational strength for MFIs?

Our Risk, Actuarial and Sectoral Compliance Hub works with COBAC regulation, delivering risk mapping, stress testing, liquidity management and operational risk prevention. We provide statutory audits (CAC), accounting systems diagnostics and AML/CFT frameworks under OHADA, addressing liquidity and structuring challenges. Our Performance Hub offers budgeting dashboards and accounting engineering to support reliable reporting and scalable growth.

04 · Sector

Asset Management

In CEMAC's asset management sector, firms work under COSUMAF regulation alongside complex portfolio reporting and investor expectations. Asset managers are responsible for the direct management of individual or institutional portfolios. Our Risk, Actuarial and Sectoral Compliance Hub provides compliance audits, internal control systems and independent asset valuations to address regulatory and reporting needs. Our financial markets (COSUMAF) services support OHADA compliant statements through statutory audits (CAC) and accounting systems diagnostics. Our Performance Hub tools, including budgeting dashboards, variance analysis and tax compliance, support transparent investor relations.

COSUMAF
Registered with
4
Asset managers
100M+ XAF
AUM advised

Key challenges

  • 01COSUMAF compliance: compliance audits, internal control systems and independent asset valuations to meet COSUMAF standards.
  • 02Portfolio reporting: statutory audits (CAC) and accounting systems diagnostics for reliable, OHADA compliant statements.
  • 03Operations: budgeting and monitoring dashboards, variance analysis and accounting engineering for cost control and filings.
  • 04Investor relations and risk: risk mapping and financial markets expertise to strengthen governance and stakeholder trust.

FrameworksOur work is aligned with COSUMAF instructions, CAC requirements and OHADA standards.

How does AGILE support COSUMAF compliance and portfolio reporting for asset managers?

Our Risk, Actuarial and Sectoral Compliance Hub works with COSUMAF regulation, providing compliance audits, internal control systems and independent asset valuations to meet market and reporting standards. We support regulatory filings and structuring through statutory audits (CAC), accounting systems diagnostics and OHADA compliant statements, with Performance Hub dashboards and variance analysis for transparent reporting and investor relations.

05 · Sector

Management Companies

Under COSUMAF, management companies (sociétés de gestion) are distinct from asset managers: they oversee collective investment vehicles such as mutual funds (FCPs) and open ended investment companies (SICAVs), which are common across the region. We support management companies with COSUMAF compliance audits, internal control systems and independent valuations, alongside statutory audits (CAC) and accounting systems diagnostics for OHADA compliant reporting. Our Performance Hub provides budgeting, dashboards and variance analysis to support fund oversight, transparency and investor confidence.

OHADA
Governance experts
10+
Holding structures
5
Board advisory seats

Key challenges

  • 01COSUMAF compliance: compliance audits, internal controls and independent valuations for collective investment vehicles.
  • 02Fund oversight: reliable reporting for FCPs and SICAVs through statutory audits (CAC) and accounting diagnostics.
  • 03Transparency: budgeting and variance analysis that support clear, OHADA compliant investor communication.
  • 04Governance and risk: internal control reviews and risk mapping to strengthen oversight of collective vehicles.

FrameworksOur work is aligned with COSUMAF instructions, CAC requirements and OHADA standards.

What is the difference between an asset manager and a management company?

Asset managers handle the direct management of individual or institutional portfolios, while management companies (sociétés de gestion) oversee collective investment vehicles such as mutual funds (FCPs) and open ended investment companies (SICAVs). Both operate under COSUMAF, and AGILE supports each with compliance audits, internal controls, independent valuations and OHADA compliant reporting.

06 · Sector

Agro Industry

Agro industry is a growth engine across CEMAC, central to food security and value creation under the OHADA framework, with rising attention to environmental and social concerns. We support agro industrial businesses with SYSCOHADA audit and certification, collateral and securities advisory for agricultural financing, and legal structuring of value chain contracts and PPP agreements. We integrate ESG compliance audits to manage environmental, social and governance risks, helping clients protect assets, strengthen governance and build resilient, sustainable operations across the value chain.

9
Agro-industry clients
IFRS
Reporting standard
3
Value-chain audits

Key challenges

  • 01SYSCOHADA certification: specialised audit and certification for agro industrial complexes under OHADA.
  • 02Financing security: collateral and securities advisory for agricultural financing.
  • 03Legal structuring: value chain contracts and public and private partnership agreements.
  • 04ESG compliance: integrating environmental, social and governance risks into reporting and operations.

FrameworksOur work is governed by the OHADA framework, with ESG considerations integrated throughout.

How does AGILE support agro industry under OHADA and ESG concerns?

We deliver SYSCOHADA audit and certification, collateral and securities advisory, and legal structuring for value chains and PPP agreements, all under the OHADA framework. We integrate ESG compliance audits to manage environmental, social and governance risks, helping agro industrial businesses protect assets, strengthen governance and support food security and sustainable value creation.